Our Backups Work Fine—Why Worry About Disaster Recovery?
You're not being naive. You're being pragmatic. If your backups run without error and systems keep running, why add complexity with "disaster recovery testing"?
But what if those backups aren't actually recoverable—and a single ransomware attack could shut you down for 21 days, cost $5.9M, and trigger OSFI scrutiny?
The Hidden Cost of "If It Ain't Broke…"
Most Canadian financial firms operate on what we call "backup complacency"
"Backups run nightly"
But have never been tested
"We'd know if data was lost"
But recovery takes days
"We passed our last audit"
But documentation is outdated
"Our systems are redundant"
But not during ransomware
The Thing Nobody Told You
Untested backups aren't backups—they're hope. And hope doesn't satisfy OSFI examiners or recover client trust after a breach.
- Backup corruption: 3 months of data unrecoverable (no one knew)
- Ransomware encryption: Backups on same network → also encrypted
- Recovery time: 21 days (vs. 4-hour SLA with proper DR)
- OSFI fines: $500K for inadequate business continuity planning
Three Existential Threats You Didn't See Coming
Downtime = Revenue Shutdown
Finance never stops—but systems do.
Result: $10,000+/hour lost, missed deadlines, client attrition
Regulatory Whiplash
OSFI, IIROC, provincial securities commissions require tested recovery plans—not just backups.
Result: Fines up to $1M, license reviews, reputational damage
Client Trust Erosion
When clients hear you were breached or down for days, they assume you don't value their data.
Result: 28% client attrition post-incident (avg.)
Four Layers of Continuity Protection
Revenue-protected operations for $345/month
1. Immutable Backup
$195/mo- System auto-backup every 15 minutes, encrypted, offsite
- Air-gapped storage: Ransomware can't encrypt backups
- Version history: Restore to any point in last 90 days
- Compliance-ready: Meets OSFI, PIPEDA, IIROC retention rules
2. Tested Recovery
$75/mo- Monthly restore tests: We verify backups actually work
- RTO/RPO reporting: Recovery Time/Objective SLAs documented
- Quarterly tabletop exercises: Simulate real-world scenarios
- Board-ready reports: Proof of operational resilience
3. OSFI/PIPEDA Compliance
$75/mo- Policy documentation: Pre-written BCP/DRP templates
- Incident response workflows: Meet 72-hour breach reporting
- Access control automation: Revoke staff access on exit
- Audit evidence: Real-time dashboards for OSFI exams
4. Managed Service
Included- 24/7 monitoring of backup integrity
- 2-hour incident response
- Quarterly reviews
- Grant proposal support
Real ROI: Canadian Financial Firm
| Metric | Before | After | Impact |
|---|---|---|---|
| Downtime | 3.2 days/month | <4 hours/month | +$32,000/month revenue |
| OSFI Fines | $500K/year | $0 | 100% reduction |
| Recovery Time | 14–21 days | <8 hours | Zero client diversion |
| Audit Prep | 3 weeks | 2 hours | Passed OSFI inspection |
DIY vs. Managed: Total Value Analysis
For a $2.5M revenue firm
| Capability | Vyop Managed | Traditional MSP | DIY / In-House | Doing Nothing |
|---|---|---|---|---|
| OSFI Compliance | Built-in, audit-ready | Add-on cost | Manual | None |
| Ransomware Recovery | <8 hours (tested) | Best effort | Untested | 21+ days |
| 24/7 Monitoring | Included | Extra cost | No | No |
| Financial Expertise | OSFI/IIROC specialists | General IT | Limited | None |
| Pricing | $345/month | $1,200+/month | $500+/month + staff | $5.9M breach risk |
DIY Annual Costs
- Tool Licensing$24K/year
- Staff Time$180K/year
- Regulatory Fines$500K/year
- Revenue Downtime$384K/year
- Client Attrition$210K/year
- Net Value-$1.3M
Managed Annual Value
- Tool LicensingIncluded
- Staff Time$0
- Regulatory Fines$0
- Revenue Downtime$0 (protected)
- Client Attrition$0 (retained)
- Net Value+$1.1M
Our Guarantees
Revenue Protection
Reduce downtime by 90%+ or pay nothing
OSFI Fines Coverage
Up to $1M if incurred while using our system
90-Day Results
See measurable ROI or full refund
Zero Data Loss
Your client data is sacred. Period.
Your Path to Operational Continuity
Free Continuity Audit
3 minutes to evaluate:
- Backup integrity and test history
- OSFI/PIPEDA compliance gaps
- Ransomware recovery readiness
- Revenue waste from downtime
Phased Implementation
Weeks 1–4:
- Week 1: Immutable backup setup + monitoring
- Week 2: Recovery testing + RTO/RPO definition
- Week 3: OSFI compliance automation
- Week 4: Continuity playbooks + board reporting
Ongoing Management
$345/month includes:
- 24/7 backup integrity monitoring
- 2-hour incident response
- Monthly recovery testing
- Quarterly OSFI reviews
Investment Breakdown
Continuity Suite
Monthly managed service
Implementation
One-time setup
Total Year 1
Most clients fund this from recovered revenue alone
"When ransomware hit during quarter-end, our systems were back in 6 hours. Competitors lost 3 weeks of revenue—and client trust."
— Managing Partner, Toronto Wealth Management Firm
Your revenue and clients can't wait for "someday."
No sales pitch. Just a clear plan to protect revenue and prove resilience—with guarantees.